PRIVACY POLICY

Last Updated: 01/15/2026

1. Introduction

GP Mortgages (“Company,” “we,” “us,” or “our”) is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information obtained through gpmortgages.com, online loan applications, communications, and mortgage-related services.

By accessing our website or submitting information to us, you consent to the practices described in this Privacy Policy.

2. Information We Collect

Personal Information

Full legal name
Email address
Phone number (including mobile number)
Mailing address
Date of birth

Financial and Loan Application Information

Employment and income details
Credit-related information
Assets and liabilities
Property and loan request details
Documents submitted through online loan applications

Communication Data

Text messages, emails, and call records related to your inquiry or application

Website and Technical Data

IP address
Browser and device information
Pages visited and usage activity
Cookies and similar tracking technologies

3. How We Use Your Information

We use your information to:

Process mortgage inquiries and loan applications
Communicate regarding your application and services
Verify identity and prevent fraud
Comply with federal and California lending laws
Manage client records using our CRM system
Improve website functionality and user experience

4. Text and Email Communications (TCPA Compliance)

By submitting information through our website or online loan application forms, you expressly consent to receive communications from GP Mortgages via phone calls, text messages, and emails. Communications may include application updates, document requests, appointment reminders, and service-related information.

Message and data rates may apply. Message frequency may vary. You may opt out of text messages at any time by replying STOP. You may unsubscribe from emails using the link provided in each email. Consent is not a condition of loan approval.

5. Use of CRM and Third-Party Services

GP Mortgages uses Follow Up Boss to securely store and manage client and lead information. We may also share information with trusted third parties including mortgage lenders, investors, credit bureaus, verification providers, CRM platforms, email and text messaging services, website hosting providers, and analytics services.

All third parties are required to maintain confidentiality and data security.

6. Information Sharing

We do not sell personal information. Information may be disclosed only as necessary to process mortgage applications, comply with legal and regulatory obligations, or protect against fraud or unauthorized transactions.

7. California Privacy Rights (CCPA)

California residents have the right to request access to personal information collected, request deletion of personal information subject to legal obligations, request information about data usage, and opt out of the sale of personal information. GP Mortgages does not sell personal data. You will not be discriminated against for exercising your privacy rights.

Requests may be submitted using the contact information below.

8. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal information. However, no electronic transmission or storage method is guaranteed to be completely secure.

9. Data Retention

Personal information is retained only as long as necessary to provide mortgage services and comply with federal and California regulatory requirements.

10. Cookies and Tracking Technologies

We use cookies and similar technologies to analyze website usage, improve performance, and enhance user experience. You may disable cookies through your browser settings; however, some website features may not function properly.

11. Third-Party Links

Our website may contain links to third-party websites. GP Mortgages is not responsible for the privacy practices or content of those sites.

12. Children’s Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors.

13. Updates to This Privacy Policy

This Privacy Policy may be updated periodically. Any changes will be posted with a revised “Last Updated” date.

14. Contact Information

GP Mortgages
Website: https://www.gpmortgages.com
Email: gerardo@gpmortgages.com
Phone: (209) 303-3631

TERMS AND CONDITIONS

Last Updated: 01/15/2026

1. Website Use

This website is provided for informational purposes only and does not constitute a commitment to lend or loan approval.

2. No Guarantee of Loan Approval

All loan applications are subject to underwriting, credit approval, and applicable guidelines. Submission of information does not guarantee approval.

3. Accuracy of Information

You agree to provide accurate and complete information. Providing false or misleading information may result in denial of services.

4. Communications Consent

By submitting information through this website, you consent to communications via phone, text, and email as described in our Privacy Policy.

5. Intellectual Property

All website content is the property of GP Mortgages and may not be copied or reproduced without written permission.

6. Limitation of Liability

GP Mortgages is not liable for any damages arising from use of this website or reliance on its content.

7. Third-Party Links

GP Mortgages is not responsible for third-party websites linked from this site.

8. Governing Law

These Terms and Conditions are governed by the laws of the State of California.

9. Changes to Terms

GP Mortgages may update these Terms and Conditions at any time. Continued use of the website constitutes acceptance of updated terms.

FORM CONSENT LANGUAGE (FOR LOAN APPLICATION FORMS)

By submitting this form, you consent to receive calls, text messages, and emails from GP Mortgages regarding your inquiry or loan application. Consent is not a condition of loan approval. Message and data rates may apply. You may opt out at any time.

INTERNAL CRM COMPLIANCE STATEMENT

GP Mortgages uses Follow Up Boss to securely manage client and lead information. Access is restricted to authorized personnel, and data is used exclusively for mortgage-related services and compliance tracking.

Privacy Policy